Prices are quoted in the national currency, the Netherlands Antillean guilder (also called the florin), abbreviated NAFl. or ANG. It is pegged to the US dollar at a stable rate of US$ 1 = NAFl. 1.77 for cash, 1.78 for traveler's checks. Exchange rates may vary slightly at stores and hotels.
Bills of US$50 and US$100 can be hard to cash. The larger denominations of guilder bills (100 and 250) are hard to cash for small purchases. There are currently two versions of guilder coins in circulation. The old square nickel and the newer square fifty cent piece are among the few square coins in the world; along with the 21/2 guilder coin they are popular souvenirs, particularly for children.
Exchange reference rates as at: 28-01-2020 (dd/mm/yyyy)
Traveler's checks are widely accepted and there is no charge for using them in hotels, restaurants and stores. The major two credit cards, Visa and MasterCard, are accepted at most establishments while personal checks are normally not accepted.
Cash may be obtained with MasterCard, Visa and American Express cards at credit card offices, banks, in some casinos and via Western Union. Debit cards and credit cards are accepted by ATMS. The card must have either a Cirrus or Visa Plus logo. ATM instructions are normally given in Dutch, English, Spanish and Papiamentu. Cash is normally dispensed in local currency or in US Dollar.